Card Payment Solutions for UK Retail Businesses
Keep the queue moving and the till ringing. Our retail payment solutions are built for speed, reliability and seamless EPOS integration whether you run a single shop or multiple sites.
- Works with 50+ EPOS systems
- Contactless, Apple Pay & Google Pay
- Next-day settlement
- 99.9% uptime guaranteed
Honest Merchant Accounts Engineered for UK Shops
Whether you run an independent boutique, a convenience store, a hardware shop or a multi-site retail chain, accepting card payments reliably and cost-effectively is critical to your business. Payee Solutions provides retail card payment solutions with transparent pricing, rapid setup, and the UK-based support your business deserves.
Pain Points & Solutions
We understand the challenges of your sector. Here is how we solve them:
Long queues and slow payment processing
Fast countertop and portable terminals with sub-3-second transaction times
Slow settlement holding back cash flow
Compatible with 50+ retail EPOS systems including Lightspeed, Square, Shopify POS and more
High card processing fees eating margins
Transparent rates from 0.29% debit no hidden fees, no surprises
Machine downtime at busy periods
99.9% uptime guarantee with 24-hour terminal swap if anything goes wrong
Cash handling and end-of-day reconciliation
Real-time transaction dashboard and automatic Z-reports simplify daily reconciliation
Features & Benefits
Everything included as standard with your Payee Solutions package:
Feature 1
Countertop terminals for manned tills fast, wired, always-on
Feature 2
Portable terminals for shop floors, fitting rooms and queue-busting
Feature 3
Accepts Visa, Mastercard, Amex, Maestro, Contactless, Apple Pay, Google Pay, Samsung Pay
Feature 4
EPOS integration with all major UK retail systems
Feature 5
Real-time transaction dashboard accessible from any device
Feature 6
Next-day settlement money in your account the next business day
Feature 7
PCI DSS compliant full data security as standard
Feature 8
Multi-site management view all locations from one dashboard
Feature 9
Staff permissions and individual till management
Feature 10
Free paper rolls and next-day terminal delivery included
Pricing - Honest, Transparent Rates
We believe you should see every fee before you sign. No surprises, no rate cards hidden behind a sales call.
| Fee Type | What It Is | Payee Solutions Rate |
|---|---|
| Debit card transaction rate | From 0.29% per transaction |
| Credit card transaction rate | From 0.79% per transaction |
| Monthly plan fee | From £15/month |
| Setup fee | FREE completely free |
| PCI compliance fee | Included FREE - never an extra charge |
| Contract term | 12 months minimum - one of the shortest in the UK market |
Save Even More
Want a bespoke price?
Upload your current statement or bill when requesting a quote and our team will provide a line-by-line comparison of what you could save.
"We switched from our previous provider and saved over £900 in the first year. The setup was painless and the terminals integrate perfectly with our EPOS."
— Independent Retailer, Leeds
4.9 / 5
AGGREGATE RATING
Rated by 1,500+ UK Retail Businesses
SCHEMA: AGGREGATERATING COMPLIANT
Frequently Asked Questions
Do your terminals integrate with Shopify POS?
Yes. We integrate with Shopify POS and over 50 other retail EPOS systems. We will confirm compatibility with your specific setup before you sign anything.
Can I manage multiple retail locations from one account?
Yes. Our merchant dashboard lets you view transactions, reports and settlements across all your locations in one place.
What happens if my terminal breaks during trading hours?
We replace faulty terminals within 24 hours. Our UK support team is available around the clock call us any time.
Is there a minimum monthly card volume?
No minimum volume requirement. Our pricing is the same whether you process £500 or £500,000 per month.
UK retail businesses increasingly rely on card and contactless payments cash now accounts for fewer than 20% of UK retail transactions. Choosing the right card payment provider for your retail business means looking beyond the headline transaction rate. Consider total cost of ownership, EPOS compatibility, settlement speed and the quality of support when things go wrong. Payee Solutions combines transparent pricing from 0.29%, next-day settlement, and 24/7 UK-based support making us one of the most competitive retail payment providers in the UK market.
Ready to get started?
Ready to get started? Get your free, no-obligation quote in under 60 seconds. Upload your current bill for a bespoke comparison — our UK team will call you back within the hour.