Card Payment Solutions for UK Retail Businesses

Keep the queue moving and the till ringing. Our retail payment solutions are built for speed, reliability and seamless EPOS integration whether you run a single shop or multiple sites.

Card Payment Solutions for UK Retail Businesses

ABOUT PAYEE SOLUTIONS

Honest Merchant Accounts Engineered for UK Shops

Whether you run an independent boutique, a convenience store, a hardware shop or a multi-site retail chain, accepting card payments reliably and cost-effectively is critical to your business. Payee Solutions provides retail card payment solutions with transparent pricing, rapid setup, and the UK-based support your business deserves.

Pain Points & Solutions

We understand the challenges of your sector. Here is how we solve them:

SECTOR CHALLENGE

Long queues and slow payment processing

PAYEE SOLUTIONS ANSWER

Fast countertop and portable terminals with sub-3-second transaction times

SECTOR CHALLENGE

Slow settlement holding back cash flow

PAYEE SOLUTIONS ANSWER

Compatible with 50+ retail EPOS systems including Lightspeed, Square, Shopify POS and more

SECTOR CHALLENGE

High card processing fees eating margins

PAYEE SOLUTIONS ANSWER

Transparent rates from 0.29% debit no hidden fees, no surprises

SECTOR CHALLENGE

Machine downtime at busy periods

PAYEE SOLUTIONS ANSWER

99.9% uptime guarantee with 24-hour terminal swap if anything goes wrong

SECTOR CHALLENGE

Cash handling and end-of-day reconciliation

PAYEE SOLUTIONS ANSWER

Real-time transaction dashboard and automatic Z-reports simplify daily reconciliation

Features & Benefits

Everything included as standard with your Payee Solutions package:

Feature 1

Countertop terminals for manned tills fast, wired, always-on

Feature 2

Portable terminals for shop floors, fitting rooms and queue-busting

Feature 3

Accepts Visa, Mastercard, Amex, Maestro, Contactless, Apple Pay, Google Pay, Samsung Pay

Feature 4

EPOS integration with all major UK retail systems

Feature 5

Real-time transaction dashboard accessible from any device

Feature 6

Next-day settlement money in your account the next business day

Feature 7

PCI DSS compliant full data security as standard

Feature 8

Multi-site management view all locations from one dashboard

Feature 9

Staff permissions and individual till management

Feature 10

Free paper rolls and next-day terminal delivery included

Pricing - Honest, Transparent Rates

We believe you should see every fee before you sign. No surprises, no rate cards hidden behind a sales call.

Fee Type What It Is | Payee Solutions Rate
Debit card transaction rate From 0.29% per transaction
Credit card transaction rate From 0.79% per transaction
Monthly plan fee From £15/month
Setup fee FREE completely free
PCI compliance fee Included FREE - never an extra charge
Contract term 12 months minimum - one of the shortest in the UK market

Save Even More

Want a bespoke price?

Upload your current statement or bill when requesting a quote and our team will provide a line-by-line comparison of what you could save.

"We switched from our previous provider and saved over £900 in the first year. The setup was painless and the terminals integrate perfectly with our EPOS."

— Independent Retailer, Leeds

4.9 / 5

AGGREGATE RATING

Rated by 1,500+ UK Retail Businesses

SCHEMA: AGGREGATERATING COMPLIANT

Frequently Asked Questions

Do your terminals integrate with Shopify POS?

Yes. We integrate with Shopify POS and over 50 other retail EPOS systems. We will confirm compatibility with your specific setup before you sign anything.

Yes. Our merchant dashboard lets you view transactions, reports and settlements across all your locations in one place.

We replace faulty terminals within 24 hours. Our UK support team is available around the clock call us any time.

No minimum volume requirement. Our pricing is the same whether you process £500 or £500,000 per month.

UK retail businesses increasingly rely on card and contactless payments cash now accounts for fewer than 20% of UK retail transactions. Choosing the right card payment provider for your retail business means looking beyond the headline transaction rate. Consider total cost of ownership, EPOS compatibility, settlement speed and the quality of support when things go wrong. Payee Solutions combines transparent pricing from 0.29%, next-day settlement, and 24/7 UK-based support making us one of the most competitive retail payment providers in the UK market.

Ready to get started?

Ready to get started? Get your free, no-obligation quote in under 60 seconds. Upload your current bill for a bespoke comparison — our UK team will call you back within the hour.