About Payee Solutions
Transparent Merchant Services, Built for UK Businesses
We’re an Independent Sales Organisation of multiple leading UK acquirers, on a mission to eliminate hidden fees and put control back in the hands of business owners.
1,500+
Businesses Served
Multi-ISO
UK Acquirer Access
100%
Transparent Pricing
24/7
UK-Based Support
48h
Switching Time
Who We Are
We Are Energy Solutions (ES) Limited
Payee Solutions is a trading name of Energy Solutions (ES) Limited a UK based merchant services provider dedicated to bringing transparency, flexibility, and genuine value to businesses seeking payment and card terminal solutions.
Today, Payee Solutions operates as an Independent Sales Organisation (ISO) of multiple leading UK acquirers. We've also developed a merchant comparison platform that gives businesses access to competitive, transparent, and tailored payment solutions.
- FCA-Registered Partner
- ISO of Multiple UK Acquirers
- Founded 2024
Our Story
How Payee Solutions Came to Be
We didn't enter merchant services blindly. We listened to over 1,500 businesses and acted on what they told us.
Founded as a Referral Partner
Payee Solutions began its journey as a referral partner to various acquirers. With an established client base in the energy sector, we quickly recognised patterns across wider business operations.
Identifying the Industry Problem
Our clients consistently flagged the same issues: hidden fees, inflexible acquirer relationships, and support that disappeared after sign-up. We saw a clear gap in the market for an honest, client-first provider.
Expanding into Merchant Services
We expanded into merchant services with a clear mission: to simplify payment solutions and put control back into the hands of business owners. Payee Solutions is now an ISO of multiple leading UK acquirers.
Why Choose Payee Solutions
We Built This to Fix Real Problems
We simplify merchant services with transparent pricing, customised solutions, and access to multiple UK acquirers so you always get the best fit for your business.
The Problem
Hidden Fees Eroding Your Margins
Buried charges, PCI fees, and minimum monthly fees quietly drain your revenue often without you noticing.
Our Fix
100% Transparent Pricing
Every cost laid out clearly before you sign. No surprises on your statement, ever. Built from real client feedback.
The Problem
Locked into the Wrong Acquirer
One bank, one rate, no flexibility even as your business grows or your transaction mix changes.
Our Fix
Access to Multiple UK Acquirers
We match you to the right acquirer for your business type, volume, and risk profile and can switch if your needs change.
The Problem
Support Disappears After Sign-Up
You land a deal and then get handed to a call centre. Real problems go unresolved for weeks.
Our Fix
A Partner, Not Just a Provider
Ongoing support from people who understand your account not a script. We grow with you.
Abdullah Shoaib
Founder & CEO
Abdullah Shoaib founded Energy Solutions in 2016 with a clear vision: to bring professionalism, transparency, and accountability to the business energy consulting industry. With a strong background in energy procurement, commercial negotiations, and client strategy, he understood both the complexity of the market and the simple expectation every business has, reliable service and honest advice.
Rather than chasing attention, Abdullah focused on building a company known for consistency, trust, and long-term client relationships. Under his leadership, Energy Solutions has grown by delivering practical, cost-effective solutions while maintaining a culture where doing the right thing always comes first.
Expanding beyond the energy sector, Abdullah also founded Payee Solutions to provide seamless and reliable payment solutions for businesses of all sizes. Today, he continues to lead both companies with a hands-on approach, ensuring every client receives the same level of care, professionalism, and commitment that the businesses were built upon.
WHAT THIS MEANS FOR YOUR BUSINESS
Real Results. No Complexity.
From day one, Payee Solutions is designed around outcomes that genuinely matter to business owners.
Lower Costs
Transparent rates mean no bill shock, and competitive acquirer access means better pricing — guaranteed.
The Right Fit
Customised solutions matched to how you actually take payments — not a generic, off-the-shelf package.
Confidence to Grow
A scalable setup and a partner who proactively reviews your account as your business evolves.
No Complexity
We handle the moving parts acquirer relationships, compliance, switching so you don't have to.