Payment Solutions for Restaurants and Cafes
From table-side payments to click-and-collect ordering, our restaurants and cafes payment systems are built for the pace and pressure of a busy service with portable terminals, QR menus, split-bill handling and seamless EPOS integration.
- Works with 50+ EPOS systems
- Pay at table
- Split bill
- Order & Pay
- QR menus
- Next-day settlement
- FCA Registered | FRN: 1056153
Built for Service
Speed up your table turnover with integrated payments.
Payment Solutions Built for Restaurants and Cafés
In restaurants and cafés, every second of service matters. Long queues, unreliable card terminals and delays when splitting bills can slow down service and frustrate customers. Payee Solutions provides reliable payment systems designed for restaurants and cafés, including portable card machines, pay-at-table, split-bill functionality, QR ordering and seamless EPOS integration, with transparent pricing, fast settlement and 24/7 UK support.
Pain Points & Solutions - We Understand Restaurants & Cafés
We understand the challenges of running a restaurants & cafés business. Here is how we solve them:
Long queues at the till slowing service
Portable terminals for every server bring payment to the table, not the customer to the till
Slow settlement holding back cash flow
Next-day and same-day settlement options funds in your account when you need them
EPOS integration headaches with new providers
Compatible with 50+ major UK Restaurants & Cafés EPOS systems including Lightspeed, Square, Tevalis and Zonal
High transaction fees eating already-thin margins
Transparent rates from 0.39% debit no hidden fees, no rate cards behind a sales call
System downtime during a rush or busy weekend service
99.9% uptime guarantee plus 24-hour terminal swap if anything goes wrong we never leave you down
Customers wanting to split the bill at the end of service
Native split-bill support on all terminals no workarounds, no awkward manual calculations
No way to take orders and payments without extra staff
QR code menus and Order & Pay let customers order and pay directly from their phone
Concerns about payment security and regulatory compliance
FCA-registered payment solutions that help keep every transaction secure, compliant and transparent.
Restaurants & Cafes Payment Features
Everything included as standard – built for the demands of UK Restaurants & Cafes
:
Feature 1
Portable card terminals with all-day battery - no cables, no fixed positions
Feature 2
Pay at table - bring the terminal to the customer for a faster, more professional close
Feature 3
Order & Pay - customers order and pay directly via their smartphone
Feature 4
QR code menus - digital menus linked to your payment flow, no app required
Feature 5
Split-bill processing - divide any bill between any number of cards at the terminal
Feature 6
Service charge handling - add optional or automatic service charges at checkout
Feature 7
Tip prompts - on-screen tipping options displayed discreetly at point of payment
Feature 8
Full EPOS integration - compatible with Lightspeed, Square, Tevalis, Zonal, Access Hospitality and 45+ more
Feature 9
Table management view in your online dashboard
Feature 10
End-of-day Z-report and automated till reconciliation
Feature 11
Accepts Visa, Mastercard, Amex, Maestro, Contactless, Apple Pay, Google Pay, Samsung Pay
Feature 12
Next-day settlement as standard - same-day available on Pro plan
Feature 13
PCI DSS compliant - full card data security built in
Feature 14
24/7 UK-based technical support - speak to a real person any time
Pricing - Honest, Transparent Rates for Restaurants & Cafes
We believe every Restaurants & Cafes business should see every fee before signing. No rate cards, no hidden charges just straightforward pricing that works for independent venues and multi-site operators alike.
| Fee Type | What It Is | Payee Solutions Rate |
|---|---|
| Debit card transaction rate | From 0.39% per transaction |
| Credit card transaction rate | From 0.79% per transaction |
| Monthly plan fee | From £15/month (Starter) see /pricing/ for all tiers |
| Setup fee | FREE - zero upfront cost |
| PCI compliance fee | Included FREE - never an extra charge |
| Contract term | 12 months minimum - one of the shortest in the UK market |
| Terminal rental | From £10/month or £0 with qualifying transaction volume |
Save Even More
Running a busy venue?
Upload your current merchant statement when you request a quote and our team will give you a line-by-line breakdown of exactly what you could save – no obligation.
"We switched from our previous provider and saved over £900 in the first year. The setup was painless and the terminals integrate perfectly with our EPOS."
Frequently Asked Questions
Do your terminals work with my existing EPOS system?
In most cases, yes. We are compatible with over 50 EPOS systems used across UK Restaurants & Cafes, including Lightspeed, Square, Tevalis, Zonal, Access Hospitality, Aloha and more. We confirm compatibility with your specific system before you sign anything.
Can customers split the bill at the terminal?
Yes. Split-bill payments are natively supported on all our Restaurants & Cafes terminals – customers can divide the bill between any number of cards without any manual workarounds.
Do you offer QR code table ordering?
Yes. Our Order & Pay add-on allows customers to scan a QR code at the table, browse your digital menu and pay directly from their smartphone – reducing staff pressure during busy services. Ask about this when requesting your quote
How quickly can we be up and running?
Most Restaurants & Cafes businesses are fully set up and taking payments within 48 hours of signing. We handle delivery, configuration and EPOS integration – you do not need to do the technical work.
What happens if our terminal breaks during a Friday night service?
Call our UK support team – available 24/7 – and we will arrange a replacement terminal to reach you within 24 hours. We understand that downtime in hospitality is not just inconvenient, it is revenue lost.
Can we add a service charge automatically at checkout?
Yes. Our terminals support configurable optional or automatic service charges, displayed clearly on the payment screen before the customer confirms payment.
Ready to get started?
Ready to give your Restaurants & Cafes business the payment system it deserves? Get your free, no-obligation quote in under 60 seconds. Upload your current merchant statement for a bespoke comparison – our UK team will call you back within the hour.
