Payment Solutions for Garages, MOT Centres, Car Washes & Dealerships
Card payment systems built for automotive businesses with high transaction limits, virtual terminal for phone deposits and next-day settlement on every job. Rates from 0.29%.
- High-value transaction support
- Phone deposit via virtual terminal
- Works with garage management EPOS
- Next-day settlement
Built for Service
Speed up your table turnover with integrated payments.
Honest Merchant Accounts Engineered for UK Shops
Garages, MOT testing centres, tyre fitters, bodyshops, car washes and vehicle dealerships all process high-value transactions as a matter of routine and a growing proportion of customers expect to pay by card, contactless or even online. Whether you need to take a deposit over the phone when a vehicle is booked in, process a £2,000 service payment at reception, or send an invoice for a completed repair by SMS, Payee Solutions has the payment infrastructure to handle it. Built for the pace of a busy automotive workshop, with terminal options for reception desks and portable use around the forecourt.
Pain Points & Solutions
We understand the challenges of your sector. Here is how we solve them:
High-value repair bills that customers want to pay by card
Our terminals support high transaction limits no awkward conversations about card limits on large service or repair bills
Taking a deposit when a vehicle is booked over the phone
Our virtual terminal lets reception take card deposits securely by phone no terminal at the customer end required
Customers collecting vehicles outside reception hours
Send a pay-by-link via SMS when the vehicle is ready the customer pays from their phone before collection
No integration with garage management software
We are compatible with leading garage management and EPOS systems ask our team about your specific software during onboarding
Slow settlement affecting parts purchasing and cash flow
Next-day settlement into your UK business bank account money arrives the morning after every transaction
Features & Benefits
Everything included as standard with your Payee Solutions package:
Feature 1
Card terminal for reception desk and workshop payment
Feature 2
High transaction limit support - suitable for large service and repair bills
Feature 3
Virtual terminal - take deposits and phone payments by card without a terminal
Feature 4
Pay by link - send payment requests by SMS when a vehicle is ready for collection
Feature 5
Accepts Visa, Mastercard, Amex, Maestro
Feature 6
Contactless, Chip & PIN, Apple Pay, Google Pay
Feature 7
Digital receipts by email or SMS - no paper required
Feature 8
Next-day settlement into your UK bank account
Feature 9
Compatible with leading garage management and EPOS systems
Feature 10
Fleet billing support for business accounts
Feature 11
PCI DSS compliant - secure on every transaction
Feature 12
Multi-terminal account for busy multi-bay workshops
Pricing - Honest, Transparent Rates
We believe you should see every fee before you sign. No surprises, no rate cards hidden behind a sales call.
| Fee Type | What It Is | Payee Solutions Rate |
|---|---|
| Debit card transaction rate | From 0.29% per transaction |
| Credit card transaction rate | From 0.79% per transaction |
| Monthly plan fee | From £15/month |
| Setup fee | FREE - completely free |
| PCI compliance fee | Included FREE - never an extra charge |
| Contract term | 12 months minimum - one of the shortest in the UK |
Save Even More
Want a bespoke price?
Upload your current statement or bill when requesting a quote and our team will provide a line-by-line comparison of what you could save.
“We run a 12-bay garage and used to have arguments about card limits on big jobs. set us up with terminals that handle any transaction size and the virtual terminal for phone deposits has saved us so much admin time. Recommended.”
— Owner, Auto Service Centre
4.9 / 5
AGGREGATE RATING
Rated by 1,500+ UK Retail Businesses
SCHEMA: AGGREGATERATING COMPLIANT
Frequently Asked Questions
Is there a limit on the transaction value I can process?
Our automotive accounts are set up with high transaction limits to accommodate large repair and parts bills. Confirm your expected transaction sizes when requesting a quote and we will configure accordingly.
Can I take a deposit when a customer books their vehicle in?
Yes. Our virtual terminal is browser-based reception can take a card deposit securely over the phone. No card reader required at the customer end.
Can I send a payment link when a vehicle is ready to collect?
Yes. Generate a pay-by-link from your dashboard and send it to the customer by SMS. They pay from their phone and you can confirm payment before releasing the vehicle.
Do you integrate with garage management software?
We are compatible with a wide range of garage management and EPOS systems. Contact our team during onboarding to confirm compatibility with your specific software.
Automotive businesses in the UK - including independent garages, franchised workshops, MOT testing centres, tyre retailers and vehicle dealerships - are processing an increasing proportion of transactions by card. High-value repair bills, workshop consumables and vehicle deposits are all areas where card payment acceptance reduces friction, accelerates settlement and eliminates the risk of bounced cheques or delayed bank transfers. Payee Solutions provides card payment machines for garages and automotive businesses with high transaction limits, virtual terminal capability for remote deposits and next-day settlement - at transparent rates from 0.29% with no hidden charges.
Ready to get started?
Get your free, no-obligation quote in under 60 seconds. Upload your current bill for a bespoke comparison our UK team will call you back within the hour.