Payment Solutions for Restaurants, Cafes and Pubs

From table-side payments to click-and-collect ordering, our hospitality payment systems are built for the pace and pressure of a busy service with portable terminals, QR menus, split-bill handling and seamless EPOS integration.

Built for Service

Speed up your table turnover with integrated payments.

ABOUT PAYEE SOLUTIONS

Honest Merchant Accounts Engineered for UK Shops

Running a restaurant, café, pub or hospitality business means every second of service counts. Payment friction - long queues at the till, a terminal that will not connect, a customer waiting to split a bill - costs you covers, tips and repeat business. Payee Solutions provides card payment systems built specifically for hospitality, combining portable terminals, QR ordering, EPOS integration and next-day settlement with the transparent pricing and 24/7 UK support that busy operators need.

Pain Points & Solutions - We Understand Hospitality

We understand the challenges of running a hospitality business. Here is how we solve them:

SECTOR CHALLENGE

Long queues at the till slowing service

PAYEE SOLUTIONS ANSWER

Portable terminals for every server bring payment to the table, not the customer to the till

SECTOR CHALLENGE

Slow settlement holding back cash flow

PAYEE SOLUTIONS ANSWER

Next-day and same-day settlement options funds in your account when you need them

SECTOR CHALLENGE

EPOS integration headaches with new providers

PAYEE SOLUTIONS ANSWER

Compatible with 50+ major UK hospitality EPOS systems including Lightspeed, Square, Tevalis and Zonal

SECTOR CHALLENGE

High transaction fees eating already-thin margins

PAYEE SOLUTIONS ANSWER

Transparent rates from 0.29% debit no hidden fees, no rate cards behind a sales call

SECTOR CHALLENGE

System downtime during a rush or busy weekend service

PAYEE SOLUTIONS ANSWER

99.9% uptime guarantee plus 24-hour terminal swap if anything goes wrong we never leave you down

SECTOR CHALLENGE

Customers wanting to split the bill at the end of service

PAYEE SOLUTIONS ANSWER

Native split-bill support on all terminals no workarounds, no awkward manual calculations

SECTOR CHALLENGE

No way to take orders and payments without extra staff

PAYEE SOLUTIONS ANSWER

QR code menus and Order & Pay let customers order and pay directly from their phone

Hospitality Payment Features

Everything included as standard – built for the demands of UK hospitality:

Feature 1

Portable card terminals with all-day battery - no cables, no fixed positions

Feature 2

Pay at table - bring the terminal to the customer for a faster, more professional close

Feature 3

Order & Pay - customers order and pay directly via their smartphone

Feature 4

QR code menus - digital menus linked to your payment flow, no app required

Feature 5

Split-bill processing - divide any bill between any number of cards at the terminal

Feature 6

Service charge handling - add optional or automatic service charges at checkout

Feature 7

Tip prompts - on-screen tipping options displayed discreetly at point of payment

Feature 8

Full EPOS integration - compatible with Lightspeed, Square, Tevalis, Zonal, Access Hospitality and 45+ more

Feature 9

Table management view in your online dashboard

Feature 10

End-of-day Z-report and automated till reconciliation

Feature 11

Accepts Visa, Mastercard, Amex, Maestro, Contactless, Apple Pay, Google Pay, Samsung Pay

Feature 12

Next-day settlement as standard - same-day available on Pro plan

Feature 13

PCI DSS compliant - full card data security built in

Feature 14

24/7 UK-based technical support - speak to a real person any time

Pricing - Honest, Transparent Rates for Hospitality

We believe every hospitality business should see every fee before signing. No rate cards, no hidden charges just straightforward pricing that works for independent venues and multi-site operators alike.

Fee Type What It Is | Payee Solutions Rate
Debit card transaction rate From 0.29% per transaction
Credit card transaction rate From 0.79% per transaction
Monthly plan fee From £15/month (Starter) see /pricing/ for all tiers
Setup fee FREE - zero upfront cost
PCI compliance fee Included FREE - never an extra charge
Contract term 12 months minimum - one of the shortest in the UK market
Terminal rental From £10/month or £0 with qualifying transaction volume

Save Even More

Running a busy venue?

Upload your current merchant statement when you request a quote and our team will give you a line-by-line breakdown of exactly what you could save – no obligation.

"We switched from our previous provider and saved over £900 in the first year. The setup was painless and the terminals integrate perfectly with our EPOS."

— UK retail client

4.9 / 5

AGGREGATE RATING

Rated by 1,500+ UK Retail Businesses

SCHEMA: AGGREGATERATING COMPLIANT

Frequently Asked Questions

Do your terminals work with my existing EPOS system?

In most cases, yes. We are compatible with over 50 EPOS systems used across UK hospitality, including Lightspeed, Square, Tevalis, Zonal, Access Hospitality, Aloha and more. We confirm compatibility with your specific system before you sign anything.

Yes. Split-bill payments are natively supported on all our hospitality terminals – customers can divide the bill between any number of cards without any manual workarounds.

Yes. Our Order & Pay add-on allows customers to scan a QR code at the table, browse your digital menu and pay directly from their smartphone – reducing staff pressure during busy services. Ask about this when requesting your quote

Most hospitality businesses are fully set up and taking payments within 48 hours of signing. We handle delivery, configuration and EPOS integration – you do not need to do the technical work.

Call our UK support team – available 24/7 – and we will arrange a replacement terminal to reach you within 24 hours. We understand that downtime in hospitality is not just inconvenient, it is revenue lost.

Yes. Our terminals support configurable optional or automatic service charges, displayed clearly on the payment screen before the customer confirms payment.

Card payments now account for the vast majority of hospitality transactions in the UK, with contactless payments through Apple Pay and Google Pay growing rapidly - particularly among younger diners. Choosing the right card payment provider for your restaurant, café or pub means looking beyond the headline transaction rate. EPOS compatibility, settlement speed, the quality of tableside payment features and the reliability of support when things go wrong all directly affect your business. Payee Solutions combines transparent rates from 0.29%, native split-bill and QR ordering capabilities, and integration with over 50 UK hospitality EPOS systems - backed by our Worldpay and Elavon acquiring partnerships and a UK support team available around the clock. We are one of the most cost-effective and feature-complete hospitality payment providers in the UK market.

Ready to get started?

Ready to give your hospitality business the payment system it deserves? Get your free, no-obligation quote in under 60 seconds. Upload your current merchant statement for a bespoke comparison – our UK team will call you back within the hour.